:root{--brand:#0b5cff;--brand-dark:#0a46c7;--text:#0f172a;--muted:#64748b;--bg:#ffffff;--bg-alt:#f8fafc;--radius:14px;--shadow:0 10px 25px rgba(2,6,23,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,Segoe UI,Roboto,Inter,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.5}
a{color:var(--brand);text-decoration:none}a:hover{color:var(--brand-dark)}img{max-width:100%;height:auto;display:block}
.container{max-width:1200px;margin:0 auto;padding:0 16px}
.btn{display:inline-flex;align-items:center;gap:10px;background:var(--brand);color:#fff;padding:12px 18px;border-radius:var(--radius);font-weight:700;border:0;cursor:pointer;box-shadow:var(--shadow)}
.btn:hover{background:var(--brand-dark)}.btn.outline{background:#fff;color:var(--brand);border:2px solid var(--brand)}
.badge{display:inline-flex;align-items:center;gap:8px;background:#eef2ff;color:var(--brand-dark);padding:6px 10px;border-radius:999px;font-size:12px;font-weight:700}
.header{position:sticky;top:0;background:rgba(255,255,255,.9);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid #e5e7eb;z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;padding:10px 0}.nav a.logo{font-weight:900;font-size:20px;color:#0f172a;display:flex;align-items:center;gap:10px}
.nav .links{display:none;gap:18px;align-items:center}.hamburger{display:inline-flex;background:transparent;border:0;font-size:26px}
.hero{display:grid;grid-template-columns:1fr;gap:24px;padding:28px 0 12px;background:linear-gradient(180deg,#eef2ff,transparent)}
.hero h1{font-size:32px;line-height:1.2;margin:10px 0}.hero p{color:var(--muted);margin:0 0 12px}.hero .cta{display:flex;gap:12px;flex-wrap:wrap}
section{padding:38px 0}.grid{display:grid;gap:16px}.cards{grid-template-columns:repeat(auto-fill,minmax(240px,1fr))}
.card{background:#fff;border:1px solid #e5e7eb;border-radius:var(--radius);padding:18px;box-shadow:var(--shadow);transition:transform .15s ease}.card:hover{transform:translateY(-3px)}
.kpis{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.kpi{background:#fff;border:1px solid #e5e7eb;border-radius:var(--radius);padding:16px;text-align:center}
.kpi h3{margin:0;font-size:28px}.kpi p{margin:6px 0 0;color:var(--muted)}.list{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.list li{display:flex;align-items:flex-start;gap:10px}.icon{width:22px;height:22px;display:inline-grid;place-items:center;border-radius:6px;background:#eef2ff;color:var(--brand-dark);flex:none}
.split{display:grid;grid-template-columns:1fr;gap:22px;align-items:center}.cta-bar{background:#0b5cff;color:#fff;border-radius:var(--radius);padding:18px;display:flex;flex-direction:column;gap:12px;box-shadow:var(--shadow)}
.footer{background:var(--bg-alt);border-top:1px solid #e5e7eb;padding:28px 0}.footer .cols{display:grid;grid-template-columns:1fr;gap:18px}.small{font-size:13px;color:var(--muted)}
.note{font-size:14px;color:var(--muted)}.hero-shot{border-radius:18px;box-shadow:var(--shadow);border:1px solid #e5e7eb}.table{width:100%;border-collapse:separate;border-spacing:0 8px}
.table th{font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:#475569;text-align:left}.table td,.table th{padding:10px 12px;background:#fff;border:1px solid #e5e7eb}
.table tr td:first-child,.table tr th:first-child{border-top-left-radius:12px;border-bottom-left-radius:12px}.table tr td:last-child,.table tr th:last-child{border-top-right-radius:12px;border-bottom-right-radius:12px}
.faq{display:grid;gap:10px}.faq details{border:1px solid #e5e7eb;border-radius:12px;padding:12px;background:#fff}.faq summary{cursor:pointer;font-weight:700}
.alert{padding:12px;border-radius:12px;background:#f1f5f9;border:1px solid #e2e8f0}.hero .numbers{display:flex;gap:16px;flex-wrap:wrap}
@media(min-width:768px){.hero{grid-template-columns:1.15fr .85fr;align-items:center;padding:48px 0 24px}.hero h1{font-size:44px}.nav .links{display:flex}.hamburger{display:none}
.split{grid-template-columns:1.2fr .8fr}.kpis{grid-template-columns:repeat(4,1fr)}.footer .cols{grid-template-columns:2fr 1fr 1fr 1fr}}